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Cardintel Terms and Conditions

Effective Date: June 30, 2026

Welcome to Cardintel. These Terms and Conditions (“Terms”) govern your use of the Cardintel website, mobile applications, NFC products, and related services (“Services”). By accessing or using our Services, you agree to these Terms.

1. Acceptance of Terms

By using Cardintel, creating an account, purchasing products, or accessing our website, you agree to comply with these Terms and all applicable laws.

2. Eligibility

You must be at least 18 years old or have the consent of a parent or legal guardian to use our Services.

3. Account Responsibility

You are responsible for:

Notify Cardintel immediately if you suspect unauthorized access.

4. Products and Services

Cardintel offers NFC-enabled products and digital services, including:

Product availability may change without notice.

5. Payments

All purchases must be paid in full before shipment or activation unless otherwise agreed.

Subscription plans automatically renew until canceled.

Applicable taxes and shipping charges may apply.

6. Subscription Services

Subscription benefits may include:

Failure to pay subscription fees may result in suspension or termination of premium services.

7. Returns and Refunds

Physical products may be returned within 30 days if unused and in original condition unless customized.

Customized products may not be eligible for return except where required by law or if defective.

Digital subscriptions are generally non-refundable after activation unless required by law.

8. Intellectual Property

All Cardintel trademarks, logos, software, website content, graphics, designs, and technology remain the exclusive property of Cardintel Technologies.

You may not copy, reproduce, distribute, or modify any content without written permission.

9. User Content

You retain ownership of content you upload.

You grant Cardintel a limited license to host, display, and process your content solely to provide the Services.

You are responsible for ensuring you have the rights to any content you upload.

10. Prohibited Uses

You agree not to:

11. Privacy

Your use of Cardintel is also governed by our Privacy Policy.

12. Disclaimer of Warranties

The Services are provided “as is” and “as available.” Cardintel disclaims warranties to the fullest extent permitted by law, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

13. Limitation of Liability

To the fullest extent permitted by law, Cardintel shall not be liable for indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or business opportunities arising from the use of the Services.

14. Indemnification

You agree to indemnify and hold harmless Cardintel, its officers, employees, affiliates, and partners from claims arising from your misuse of the Services or violation of these Terms.

15. Third-Party Services

Our Services may integrate with third-party providers, including payment processors, mapping services, CRM platforms, social media platforms, and analytics providers. Cardintel is not responsible for the availability or performance of third-party services.

16. Changes to Services

Cardintel may modify, suspend, or discontinue any feature or service at any time without prior notice.

17. Termination

Cardintel reserves the right to suspend or terminate accounts that violate these Terms or applicable laws.

18. Governing Law

These Terms shall be governed by the laws of the State of Florida, without regard to conflict of law principles.

19. Dispute Resolution

Before filing a lawsuit, both parties agree to attempt to resolve disputes through good-faith negotiations. If a dispute cannot be resolved, it may be submitted to binding arbitration or another dispute-resolution process as permitted by applicable law.

20. Contact Information

Cardintel Technologies

Email: support@cardinteltech.com

Website: www.cardinteltech. com

Business Address: [Insert Business Address]

21. Entire Agreement

These Terms constitute the entire agreement between you and Cardintel regarding the use of the Services and supersede any prior agreements relating to the Services.